4:100 - Insurance Management

The Superintendent shall recommend and maintain an insurance program which provides the broadest and most complete coverage available at the most economical cost, consistent with sound insurance principles.

The insurance program shall include:

  1. Liability coverage to ensure against any loss or liability of the School District, School Board members, employees, volunteer personnel authorized in 105 ILCS 5/10-22.34, 5/10-22.34a, and 5/10-22.34b, mentors of certified staff as authorized in Article 21A and Section 2-3.53a and 2-3.53b of the School Code, and student teachers by reason of civil rights damage claims and suits, constitutional rights damage claims and suits, and death and bodily injury and property damage claims and suits, including defense costs, when damages are sought for negligent or wrongful acts allegedly committed during the scope of employment or under the direction of the School Board or related to any mentoring services provided to certified staff of the District.
  2. Comprehensive property insurance covering a broad range of causes of loss involving building and personal property. The coverage amount shall normally be for the replacement cost or the insurable value.
  3. Workers’ Compensation to protect the individual employees against financial loss in case of work-related injury, certain types of disease, or death incurred in an employee-related situation.

Actual coverage terms and amounts may vary. Refer to the District’s property, casualty and workers’ compensation policies for current coverage details. The Board may obtain insurance coverage through participation in an insurance cooperative.

Adopted: April 20, 1998
Revised: March 19, 2012  April 23, 2019